New Build? Here’s How to Landscape Your Muskoka Cottage from the Ground Up

May 23, 2025

Building a cottage in Muskoka is a dream for many. But once the foundation is poured and the structure rises, the land around it needs just as much care.

Landscaping isn’t just about beauty. It's about managing water, protecting your investment, and creating an environment that feels like home. Here’s how to tackle your landscape from the ground up.

1. Start with the Site Plan

Before you think about plants or patios, pull out your site plan.

  • Review property lines, easements, and setbacks
  • Map out septic systems, driveways, and utility lines
  • Note elevation changes and soil conditions

Tip: If you’re still working with your builder, loop in your landscaper early. It saves time and money in the long run.

2. Grading Comes First

Poor grading can lead to water pooling near the foundation, erosion, and even basement flooding.

  • Ensure the grade slopes away from the cottage—typically 2–5%
  • Use fill strategically to manage steep slopes
  • Tie in walkways, patios, and driveways with smooth transitions

Laser-level grading equipment can help create a precise foundation for everything that follows.

3. Plan for Drainage

Muskoka’s terrain is rocky and unpredictable. Water doesn’t always move where you want it to.

  • French drains or swales can direct runoff around your cottage
  • Consider dry creek beds for both function and style
  • Permeable pavers reduce runoff on driveways and paths

If you're near water, drainage systems may need to meet conservation authority rules.

4. Preserve Natural Features

Cottage owners often forget how valuable their existing trees, moss, and rock formations are.

  • Mature trees offer instant shade and privacy
  • Natural rock outcroppings add texture and reduce material costs
  • Leave buffers near shorelines and wetlands

Disturb less. Work with what’s there.

5. Pick the Right Plants

Muskoka has a distinct ecosystem. Go native and your landscape will thank you.

Best native plants for Muskoka cottages:

Type Examples Benefits
Trees White pine, sugar maple, birch Low maintenance, drought-tolerant
Shrubs Dogwood, serviceberry, juniper Wildlife friendly, hardy
Groundcover Wild strawberry, bunchberry Natural erosion control
Perennials Black-eyed Susan, lupine Seasonal color, attracts pollinators

6. Create Zones for Use

Define how you want to use the property before pouring a single paver.

  • Firepit with seating
  • Outdoor dining or BBQ zone
  • Private reading nook tucked among trees
  • Flat lawn for play or events

Good design blends function and flow. Use trees or plant beds to guide movement naturally.

7. Hardscaping: Think Long-Term

Cottage terrain is tough. Invest in materials that last.

  • Flagstone or granite withstands freeze/thaw cycles
  • Composite decking resists rot
  • Gabion walls work well on steep grades

Use gravel or stone between pavers to reduce runoff and improve drainage.

8. Work with the Seasons

Landscaping timelines in Muskoka depend heavily on weather.

  • Spring: Site prep, grading, hardscape installation
  • Early Summer: Tree and shrub planting
  • Late Summer: Lawn seeding, perennial planting
  • Fall: Mulching, shoreline planting, native seed broadcasting

Avoid installing patios or decks during wet spring months when soils are unstable.

9. Plan Around the Septic System

Septic fields are common in cottage country. They dictate more than you think.

  • Keep heavy vehicles and hardscapes off the bed
  • No deep-rooted trees or shrubs nearby
  • Ideal spot for a wildflower meadow or grass

Work with a licensed installer and always verify setbacks and regulations.

10. Outdoor Lighting for Safety & Style

Low-voltage lighting adds safety without ruining the vibe.

  • Pathway lights to guide steps at night
  • Downlighting in trees for ambiance
  • Motion sensors near entrances

Forty-Five Scapes integrates lighting that’s subtle, effective, and energy efficient.

Explore sustainable lighting options with Forty-Five Scapes

11. Don’t Forget Permits and Approvals

Especially near water or conservation zones, permits are required.

  • Shoreline work often needs Conservation Authority approval
  • Tree removal may require a permit
  • Retaining walls and drainage features may be regulated

Hire a professional who understands Muskoka’s local bylaws.

12. Wildlife and Insect Considerations

Your landscape affects the creatures who live there—and the ones who visit.

  • Avoid aggressive species like phragmites
  • Use pollinator-friendly plants
  • Incorporate bat boxes or birdhouses
  • Reduce standing water to limit mosquitoes

Build a space that balances nature and comfort.

13. Irrigation that Makes Sense

Water is precious at the cottage. Use it wisely.

  • Drip systems target roots with less waste
  • Smart timers sync with weather patterns
  • Rainwater collection is allowed on most properties

Avoid sprinklers that overwater or run into the lake.

14. Budget & Phasing Your Landscape

Few people finish their entire landscape in one go. That’s okay.

Plan in phases:

  • Phase 1: Grading, drainage, hardscape
  • Phase 2: Tree planting, privacy screens
  • Phase 3: Lawn and garden beds
  • Phase 4: Lighting, furniture, finishing touches

This approach spreads out the cost and allows for adjustments as you live in the space.

15. Hire Local Experts

Muskoka terrain isn’t like the suburbs. Local experience matters.

  • Ask for before/after photos
  • Check references from other cottage builds
  • Prioritize companies who know septic and permit restrictions

Forty-Five Scapes specializes in building cottage landscapes that last.

FAQs

How much should I budget for landscaping a new Muskoka cottage?
Expect to invest 10–15% of your cottage build budget. It varies based on lot size, materials, and site complexity.

When should I start the landscape design process?
As early as possible—ideally during site planning. It helps align grading, drainage, and utility layouts.

What plants work best in rocky Muskoka soil?
Native trees like white pine and shrubs like dogwood adapt well to shallow, rocky soils with minimal care.

Can I landscape near my septic system?
Yes, but avoid heavy materials and deep-rooted plants. Use grass or shallow-rooted perennials.

Do I need a permit to landscape near the water?
Often, yes. Check with your local conservation authority before disturbing shoreline zones.

Should I install irrigation at the cottage?
If you're planting a lot or plan to use the space regularly, yes. A drip system is efficient and low-maintenance.

Ready to Build from the Ground Up?
Partner with a team that knows how to shape, protect, and celebrate your land. Forty-Five Scapes brings years of local experience to every new build in Muskoka.

Start planning your dream landscape with Forty-Five Scapes